This plan is NOT insurance. This is not a qualified
health plan under the Affordable Care Act (ACA). Some services may be
covered by a qualified health plan under the ACA. This plan does not meet
the minimum creditable coverage requirements under M.G.L. c. 111M and
956 CMR 5.00. This is not a Medicare prescription drug plan. The plan
provides discounts at certain health care providers for medical services. The
plan does not make payments directly to the providers of medical services.
The plan member is obligated to pay for all health care services but will
receive a discount from those health care providers who have contracted
with the discount medical plan organization. The range of discounts will vary
depending on the provider type and services provided. The licensed discount
medical plan organization is Coverdell & Company, Inc., at 8770 W. Bryn
Mawr, Suite 1000, Chicago, IL 60631, 1-800-846-0104. You have the right
to cancel this plan within 30 days of the effective date for a full refund of
fees paid. Such refunds are issued within 30 days of cancellation.
The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of the discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.